How it Works.


Through the CeraVest platform, Fincera originates loans to small businesses and sells these loans to the public as investment opportunities.

Quick, Simple and Flexible.


Create an account in minutes.


Customized interfaces for PC and
mobile operating systems.


Liquidity for investors that can withdraw
invested funds at any time.

Help Enterprises Grow.


With CeraVest, Fincera offers small business loans with reasonable rates and a simple qualification process. These loans are designed to help small businesses that have immediate working capital needs or near-term plans for expansion.

Safe and Secure.


Rigorous risk assessment and management processes developed from 20 years of market experience.


Nationwide network of branch offices to service and collect on loans.


With bank-grade security, all customer information is encrypted with 256-bit encryption and stored on our secure servers.